The CKYCRR record is a key component of India’s digital financial infrastructure. It plays a crucial role in streamlining and securing the Know Your Customer (KYC) process for individuals engaging with banks, insurance companies, mutual funds, and other financial institutions.

What Does CKYCRR Stand For?

CKYCRR stands for Central KYC Records Registry. It is a centralized repository where your verified KYC information is stored digitally. This includes documents such as your PAN, Aadhaar, passport, proof of address, and a photograph.

The system is managed by the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) and functions under the regulations of bodies like the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), and the Insurance Regulatory and Development Authority of India (IRDAI).

How Does the CKYCRR System Work?

1. Submission of KYC Documents

When you open a bank account, apply for a loan, invest in mutual funds, or purchase insurance, you are required to submit KYC documents. The financial institution you apply through is called the Reporting Entity (RE).

2. Uploading to CKYCRR

Once your documents are verified, the RE uploads your data to the CKYCRR. This information is stored in a secure database, and a unique 14-digit number called the KYC Identifier (KIN) is assigned to your record.

3. Retrieval and Sharing

Once your CKYCRR record exists, you can share your KYC details with any other financial institution using your KIN. With your consent, these institutions can fetch your KYC data from the registry, eliminating the need to resubmit documents repeatedly.

What Is a CKYCRR Record-Bearing Reference?

A CKYCRR record-bearing reference refers to your unique 14-digit KYC Identifier Number (KIN). This number links to your stored KYC record in the central registry. Financial institutions use this reference number to retrieve your verified data when you interact with them.

Who Uses CKYCRR?

CKYCRR is utilized by a wide range of financial entities, including:

• Public and private banks
• Cooperative banks
• Mutual fund companies
• Insurance providers
• Non-Banking Financial Companies (NBFCs)
• Pension fund managers

All of these entities are required by law to comply with KYC norms and are authorized to access CKYCRR data, with the customer’s permission.

Benefits of the CKYCRR Record

1. One-Time KYC

You only need to complete the KYC process once. After your CKYCRR record is created, you can use the same KIN across multiple financial institutions.

2. Time and Cost Efficiency

CKYCRR reduces delays and administrative costs in verifying customer identity, allowing for faster onboarding and approval processes.

3. Greater Accuracy

Since records are stored digitally and centrally, there is less chance of errors, duplication, or outdated information being used.

4. Enhanced Security

Digital records minimize the risk of physical document tampering, loss, or fraud.

5. Regulatory Compliance

CKYCRR supports institutions in meeting KYC and anti-money laundering (AML) regulations set by regulatory authorities.

CKYCRR 2.0: The Next Phase

A new version of CKYCRR, often referred to as CKYCRR 2.0, is under implementation with several improvements:

• Use of facial recognition and AI to detect duplicate records
• Better integration with platforms like DigiLocker
• Real-time notifications and metadata access to track usage
• Introduction of record “trust scores” for transparency

These enhancements are aimed at making the system more secure, efficient, and user-friendly.

What Do CKYCRR Alerts Mean?

If you’ve received a message like:

“Your CKYCRR record bearing reference 12345678901234 was fetched by XYZ Bank on 01/07/2025 – CERSAI”

this means that a financial institution has accessed your KYC record using your KIN. These alerts are sent for transparency and security, ensuring you are aware when and by whom your data is accessed.

If You Receive Unexpected Alerts

Sometimes, users receive such notifications without recalling any recent applications. If that happens:

• Check if someone else (like a family member) used your documents
• Review your credit report for any unauthorized applications
• Contact the bank or institution named in the message
• Report concerns to CERSAI or the financial regulator

How to Check or Update Your CKYCRR Record

To Check:

• Some banks list the KIN in passbooks or statements
• Certain apps and portals allow you to check using your PAN or Aadhaar
• Missed call services or SMS alerts may be available from your bank

To Update:

• Visit a bank branch, mutual fund office, or registered intermediary
• Submit updated address, phone number, or ID proof
• Ensure the RE uploads the changes to CKYCRR for the updates to reflect system-wide

Conclusion

What Is a CKYCRR Record? A CKYCRR record is your digital KYC identity used across India’s financial ecosystem. It simplifies the customer verification process by enabling financial institutions to access your verified documents with your consent using a single identifier.

Whether you’re opening a savings account, applying for a loan, or investing in mutual funds, having an updated and accurate CKYCRR record speeds up the process and improves security.

In geometry, shapes are the building blocks of the universe. Among the many types of polygons, quadrilaterals are some of the most widely used and recognizable. From the screen of your smartphone to the pages of your notebook, quadrilaterals are everywhere. But what exactly is a quadrilateral? What are its different types, properties, and uses?

This article explores quadrilaterals in depth—covering definitions, classifications, mathematical properties, real-world applications, and more.

Definition of a Quadrilateral

A quadrilateral is a polygon with four sides, four vertices (corners), and four angles. The term comes from the Latin words quadri (meaning “four”) and latus (meaning “side”).

In other words, any closed two-dimensional shape with four straight sides is considered a quadrilateral.

Basic Properties of a Quadrilateral

Every quadrilateral, regardless of its type, shares some fundamental properties:

• It has four sides (edges).
• It has four angles.
• The sum of the internal angles of a quadrilateral is always 360 degrees.
• The shape is closed—its sides connect end to end to form a boundary.

Classification of Quadrilaterals

Quadrilaterals are categorized into simple and complex types, and further into concave and convex based on their angles.

1. Simple vs. Complex Quadrilaterals

• Simple Quadrilaterals: Sides only meet at vertices and don’t cross each other (e.g., square, rectangle).
• Complex Quadrilaterals (also called crossed quadrilaterals): One pair of opposite sides cross each other (e.g., bowtie or butterfly shape).

2. Concave vs. Convex Quadrilaterals

• Convex Quadrilateral: All interior angles are less than 180°, and diagonals lie inside the shape.
• Concave Quadrilateral: One interior angle is greater than 180°, and at least one diagonal lies outside.

Types of Quadrilaterals (With Definitions & Properties)

Let’s look at the major types of quadrilaterals, most of which are parallelograms or trapezoids:

1. Parallelogram

A quadrilateral with opposite sides that are parallel and equal in length.

Properties:

• Opposite angles are equal.
• Diagonals bisect each other.
• Adjacent angles are supplementary (add up to 180°).

Examples: Rhombus, rectangle, square

2. Rectangle

A parallelogram with four right angles (90°).

Properties:

• Opposite sides are equal and parallel.
• All angles are right angles.
• Diagonals are equal and bisect each other.

3. Square

A regular quadrilateral with four equal sides and four right angles.

Properties:

• All sides are equal.
• All angles are 90°.
• Diagonals are equal, bisect each other at 90°, and divide the square into two congruent isosceles right triangles.

4. Rhombus

A parallelogram with all four sides equal in length, but angles are not necessarily 90°.

Properties:

• Opposite angles are equal.
• Diagonals bisect each other at 90° but are not necessarily equal.
• Diagonals bisect the angles.

5. Trapezoid (US) / Trapezium (UK)

A quadrilateral with one pair of parallel sides.

Properties:

• May or may not have equal non-parallel sides.
• If the non-parallel sides are equal and angles are equal, it becomes an isosceles trapezoid.

6. Kite

A quadrilateral with two pairs of adjacent sides that are equal.

Properties:

• One pair of opposite angles are equal.
• Diagonals intersect at right angles.
• One diagonal bisects the other.

Diagonals in Quadrilaterals

A diagonal is a line connecting opposite vertices.

• A quadrilateral has two diagonals.
• In some types (like squares and rectangles), diagonals are equal.
• In others (like rhombuses), diagonals are perpendicular but unequal.

Angle Sum Property

One of the fundamental theorems in geometry is the Angle Sum Property of Quadrilaterals:

The sum of the interior angles of any quadrilateral is always 360 degrees.

This can be proved by dividing the quadrilateral into two triangles. Since each triangle has 180°, the total is 180° × 2 = 360°.

Formulae Related to Quadrilaterals

Area Formulas

Perimeter Formulas

Real-World Applications of Quadrilaterals

Quadrilaterals are not just mathematical concepts—they are everywhere around us:

• Architecture: Windows, doors, floors, and buildings often use squares, rectangles, and trapezoids.
• Engineering: Bridges and mechanical linkages often involve parallelograms and kites.
• Graphic Design: Screens, layouts, posters, and design grids use quadrilateral geometry.
• Land Surveying: Irregular quadrilaterals model land plots.

Fun Facts About Quadrilaterals

• A square is both a rectangle and a rhombus.
• All squares and rectangles are parallelograms, but not all parallelograms are squares or rectangles.
• The British use the term “trapezium” for what Americans call a “trapezoid” (and vice versa!).
• Quadrilaterals can be cyclic, meaning all their vertices lie on a circle (e.g., rectangles, isosceles trapezoids).

How to Identify a Quadrilateral

When given a shape, follow these steps to determine its type:

1. Count the sides – Are there four?
2. Check for parallel sides – Are any sides parallel or equal?
3. Measure the angles – Are any right angles?
4. Look at the diagonals – Are they equal? Do they bisect at 90°?

Based on this analysis, you can classify the quadrilateral correctly.

Conclusion

A quadrilateral is a foundational concept in geometry that encompasses a wide variety of shapes, from everyday rectangles and squares to complex kites and trapezoids. Understanding their properties helps us navigate fields like architecture, engineering, art, and design with better precision.

Whether you’re solving problems in a classroom or building models in the real world, knowledge of quadrilaterals gives you a solid edge in recognizing, analyzing, and utilizing geometric forms.

Speed is a symbol of automotive excellence—a showcase of engineering, innovation, and extreme performance on public roads. In 2025, for a lot of people, the battle for the crown of “world’s fastest production car” continues, with manufacturers pushing boundaries across combustion and electric powertrains. Below, we explore the top contenders, verified records, and emerging challengers in this high-stakes race.

Top Production Speed Records

SSC Tuatara – 474 km/h (≈ 295 mph) (Verified)

The SSC Tuatara, built by SSC North America, currently holds the highest verified two-way average speed for a production car. In a carefully documented run, it hit 474.8 km/h (≈295 mph) with its twin-turbo V8 generating 1,750 hp. Earlier disputed claims had it topping 532 km/h, but independent testing later confirmed the more conservative figure .

Hypercar Threats: Claimed Highest Speeds

Koenigsegg Jesko Absolut – Theoretical 531–500 km/h (≈330–310 mph)

Koenigsegg’s Jesko Absolut is engineered with one goal: breaking speed records and potentially setting new world records. Its low-drag body and powerful 1,600 hp twin‑turbo V8 theoretically support speeds up to 531 km/h (≈330 mph). Real-world runs have yet to confirm this, but the car’s advanced aerodynamics and simulations place it at the pinnacle of potential official top speed capabilities, with a caveat regarding the achievement of such figures in practice.

Hennessey Venom F5 – Claimed 500 km/h (≈311 mph)

The U.S.-built Hennessey Venom F5 boasts a 6.6-liter twin-turbo V8 pumping out 1,817 hp. Its makers claim a top speed of 500 km/h (≈311 mph). Though official testing toward this goal is ongoing, it remains a formidable challenger in the hypercar realm.

Established Legends

Bugatti Chiron Super Sport 300+ – 490 km/h (≈304 mph)

Bugatti made history in 2019 when the Chiron Super Sport 300+ became the first production car to exceed 300 mph, recording 490.48 km/h on Germany’s Ehra-Lessien track. While the run was one-way and electronically limited to lower speeds on the road, it remains a milestone in automotive achievement.

Electric Revolutionaries

Rimac Nevera – Verified 412 km/h (≈256 mph)

This Croatian electric hypercar, with four electric motors delivering a collective 1,914 hp, is currently the fastest production EV. It has been verified at 412 km/h (≈256 mph), proving electric drivetrains can rival their combustion counterparts on top speed.

Aspark Owl – Claimed 438 km/h (≈273 mph)

Japan’s Aspark claimed its Owl SP600 hit 438 km/h during testing. This all-electric hypercar is also renowned as the fastest accelerating production vehicle—0–100 km/h in under 1.9 seconds.

Fastest Cars Available to Buy (Mainstream or More Accessible High-Speed Cars)

For speed enthusiasts who are keen to experience high performance without the ultra-exclusive price tags, several mainstream cars on the market today offer thrilling speed and advanced technology. One standout contender is the Ford Mustang Shelby GT500, boasting a supercharged 5.2-liter V8 engine that churns out an impressive 760 hp, allowing it to sprint from 0 to 60 mph in just 3.3 seconds. Another impressive option is the Chevrolet Corvette Stingray, equipped with a naturally aspirated 6.2-liter V8 capable of reaching a top speed of around 194 mph—an astonishing figure for a vehicle starting at a relatively affordable price. Not to be overlooked, the Tesla Model S Plaid, with its tri-motor all-wheel-drive system, claims to accelerate from 0 to 60 mph in under 2 seconds, showcasing that electric can indeed compete with traditional powerhouse performance. These cars highlight the industry’s focus on making exhilarating speed accessible to more drivers, blending cutting-edge engineering with everyday usability for those seeking a taste of the fast lane.

Summary Comparison

Car | Powertrain | Top Speed | Status

SSC Tuatara | V8 ICE | 474 km/h (verified) | Fastest verified production car – holds a record in the Guinness Book of Records

Bugatti Chiron Super Sport | W16 ICE | 490 km/h (one-way run) | First to 300 mph barrier

Koenigsegg Jesko Absolut | V8 ICE | Theoretical ~531 km/h | Record contender

Hennessey Venom F5 | V8 ICE | Claimed 500 km/h | Ongoing high-speed goals

Rimac Nevera | Electric | 412 km/h (verified) | Fastest EV

Aspark Owl SP600 | Electric | Claimed 438 km/h | Fastest accelerating EV

Verdict: Who’s No. 1?

1. Currently fastest production car (verified): SSC Tuatara at 474 km/h.
2. First to break 300 mph: Bugatti Chiron Super Sport 300+.
3. Theoretical top-spot contender: Koenigsegg Jesko Absolut, with claims of 531 km/h.
4. Fastest electric: Rimac Nevera (412 km/h).

Why These Speeds Matter

1. Engineering Superiority: Hitting extreme speeds requires innovations in aerodynamics, materials (e.g., carbon fiber), and powertrain engineering.
2. Extreme Validation: Success in top-speed tests showcases reliability under extreme stress.
3. Tech Transfer: Developments often trickle down into mainstream automotive safety and efficiency improvements.

What’s Next?

The race continues with hypercars and supercars like the Venom F5, built by John Hennessey in Florida, USA, and Jesko Absolut pursuing verified records, reminiscent of legendary events such as Le Mans. As electric hypercars evolve, we may soon see EVs challenging combustion titans at the top. Tire and track technologies, as well as global regulations, will shape these future pursuits.

Final Thoughts

While the SSC Ultimate Aero TT and the SSC Tuatara presently hold the production car speed record, the Koenigsegg Jesko Absolut may soon rewrite history. With EVs like Rimac’s Nevera and Aspark’s Owl challenging with electric power, the top-speed crown could see an electric shift in the near future.

Whether fueled by gasoline or electricity, the motorsport spirit lives on—challenging limits, proving innovation, and thrilling speed enthusiasts worldwide.

Snapchat has become one of the most popular social media platforms, particularly among younger audiences. Its fast-paced, image-based messaging style and focus on privacy and spontaneity have made it stand out from other platforms. Over time, Snapchat has introduced various indicators, icons, and features to improve user experience—and one such feature that often sparks curiosity is the green dot.

So, what does the green dot mean on Snapchat? If you’ve noticed this small green circle next to a friend’s name or Bitmoji and wondered about its purpose, this comprehensive guide will clear up any confusion.

Understanding the Green Dot on Snapchat

The Snapchat green dot on Snapchat is an online status indicator for Snapchat users. It’s a relatively new feature that shows when a user is currently active on the app. If you see a green dot next to someone’s profile icon or Bitmoji, it generally means they are currently using Snapchat or have been recently active.

This feature was introduced to help friends connect more easily in real-time. Whether you’re planning a hangout or just want to know who’s online for a quick chat, the green dot serves as a helpful visual cue.

Where Does the Green Dot Appear?

You may see the green dot in several places on the app, depending on the context. Here are the most common locations:

1. Friend List

When you go to your chat screen or search for friends, the green dot may appear next to their Bitmoji or profile picture. This indicates they’re currently online or recently active.

1. Quick Add Section

Sometimes, the green dot can also show up in the Quick Add section, letting you know that these people are not only suggested friends but are also currently online.

1. Stories Tab or Discover Page

In some cases, Snapchat might show the green dot in areas where friends’ content appears, signaling that those friends are currently using Snapchat, which might encourage you to interact.

What Does “Recently Active” Mean?

One of the key questions that users ask is: Does the green dot mean someone is using Snapchat right now or just recently?

The green dot typically means that a user is either online now or was active within the last few minutes. Snapchat does not disclose the exact time frame publicly, but based on user experiences, the window is usually within a 5 to 10-minute range.

This means that even if someone isn’t actively sending Snaps or messages, the app may still register them as active if they’ve recently opened it or performed any interaction like viewing a story.

Can You Turn Off the Green Dot on Snapchat?

Privacy is a big concern for many Snapchatters. Fortunately, Snapchat allows you to control your visibility, whether or not others can see your online status. Here’s how you can disable the green dot:

How to Turn Off Online Status:

1. Open Snapchat and tap your Bitmoji in the top-left corner.
2. Tap the gear icon (⚙️) in the top-right corner to open Privacy Controls and Settings.
3. Scroll down and tap on “Activity Indicator.”
4. Toggle off the switch next to “Show My Activity Status.”

Once you disable this feature, your friends will no longer see the green dot next to your name—even when you’re active.

Why Did Snapchat Add the Green Dot Feature?

The main reason for adding the green dot was to encourage real-time interaction between users. Many other platforms, such as Facebook Messenger, WhatsApp, and Instagram, use similar active status indicators to enhance social engagement.

By showing who’s online, Snapchat makes it easier to:

1. Initiate a conversation.
2. Know when someone might respond quickly.
3. Feel more connected with your active friends.

However, Snapchat also respects user privacy, allowing people to opt out if they don’t want others to know when they are using the app.

Green Dot vs. Other Snapchat Status Indicators

It’s important not to confuse the green dot with other status indicators on Snapchat. Here are a few examples:

1. Blue Chat Bubble: Indicates unread messages.
2. Grey Arrow: Snap or chat not delivered (usually because the recipient removed you as a friend).
3. Solid or Hollow Icons: Show the delivery and view status of messages or Snaps.

The green dot is solely used for showing online or recently active status, and it does not relate to message delivery or viewing.

Should You Rely on the Green Dot for Real-Time Conversations?

While the green dot is a helpful feature for indicating online activity, it’s not 100% precise. There could be a slight delay in updating someone’s status, or they might have the feature turned off. Additionally, just because someone is active doesn’t mean they are available to chat.

Use it as a general indicator, not a definitive sign that someone will respond immediately. Always respect privacy and avoid jumping to conclusions based on someone’s online status.

Final Thoughts: What Does the Green Dot Mean on Snapchat?

To summarize, the green dot on the Snapchat app means that a user is currently online or has recently been active on the app. It’s part of Snapchat’s broader effort to enhance communication and make it easier for friends to interact in real-time. This privacy indicator is important for users to know when they are online. Thankfully, users who prioritize privacy can easily disable this feature in their settings.

So the next time you wonder what does the green dot mean on Snapchat, you’ll know it’s simply a way to let you know who’s around and ready to chat—or at least recently has been.

FAQs

Q: Can I see who viewed my profile because of the green dot?

No, the green dot only shows activity status. It does not indicate profile views.

Q: Will I appear online if I open Snapchat for just a second?

Yes, even brief activity can trigger the green dot, as long as it falls within the recent activity window.

Q: Is the green dot visible to everyone?

Only your friends—or those you’ve allowed in privacy settings—can see your activity status.

Hugo Car Insurance is a new and innovative option for drivers who want affordable and flexible auto insurance. Designed for people looking for control over their insurance budget, Hugo stands out by offering coverage that can be turned on and off in real time. This approach helps drivers avoid paying for insurance when they are not using their car.

What is Hugo Car Insurance

Hugo Car Insurance is a digital-first insurance provider that allows users to pay only for the days they drive. The company focuses on short-term, pay-as-you-go auto insurance policies. Hugo is best known for its flexible payment model, no long-term contracts, and instant activation through a mobile device.

How Does Hugo Car Insurance Work

Unlike traditional insurers that charge monthly or yearly premiums, Hugo lets drivers buy insurance by the day, week, or month. Once a driver sets up their account, they can:

• Turn coverage on or off depending on when they drive
• Add money to their Hugo wallet to pay for future coverage
• Receive instant proof of insurance directly on their phone
• Avoid cancellation fees or credit checks

Drivers simply activate coverage when they need it and pause it when the car is parked for long periods. This is ideal for part-time drivers, gig workers, or people who use public transportation most of the time.

Types of Coverage Offered by Hugo Car Insurance

Hugo offers three main levels of coverage:

1. Basic plan – Liability insurance that meets state minimum requirements
2. Full plan – Includes liability plus additional coverage such as roadside assistance
3. Unlimited plan – Offers continuous daily coverage with more benefits and less need to manually manage policies

Coverage types may include bodily injury, property damage, uninsured motorist protection, and more depending on the selected plan and state laws.

Benefits of Using Hugo Car Insurance

• No upfront fees – Drivers can start coverage without large payments
• No hidden charges – Simple pricing with no cancellation or reactivation fees
• Fast setup – Insurance can be activated in minutes using a smartphone
• No long-term commitment – Drivers are not locked into monthly or annual plans
• Ideal for low-mileage drivers – Save money by only paying for insurance when needed

Who Should Consider Hugo Car Insurance

Car Insurance is best suited for:

• People who drive occasionally
• Drivers looking for flexible and affordable auto coverage
• Gig workers such as delivery drivers who need short bursts of coverage
• Students and city dwellers who do not use their car every day

Limitations to Know

Hugo Car Insurance is not available in all states yet. It also may not offer full coverage or meet the needs of people who drive daily or need more robust protection such as collision and comprehensive coverage. Drivers should check if Hugo is available in their area and compare it with traditional policies to make sure it meets their needs.

Is Hugo Car Insurance Legit

Hugo is a licensed insurance provider and partners with trusted underwriters. It is a real and legal option for getting car insurance in states where it is approved. The company has gained attention for its fresh approach to auto insurance and has positive reviews from users who appreciate the ease and flexibility of the service.

Conclusion

Hugo Car Insurance is changing the way people think about auto coverage. With its pay-as-you-go model and on-demand coverage, it gives drivers the freedom to insure their car only when they use it. For people who drive less often and want full control over their budget, Hugo can be a smart and cost-effective solution.